any increase in their insurance rates. But you are required in Xcel territory to maintain a $300000 liability policy against hurt to their equipment. SolarDave: I am guessing the solar panels are more durable then my cedar shake roof that I need to replace? Sam Weaver: That is right, the panels we install come with a 25 year warranty on them. The warranty covers materials workmanship the panels themselves also the power output. … Solar panels roof homeowner insurance rates alternative …

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